Effective Date: March 17, 2026 | Last Updated: March 17, 2026 | Version 2.0
1. Agreement to Terms
By accessing, creating an account on, or using AI Advisor Lab™ (“Company,” “we,” “our,” or “us”), including the AI Advisor Team Operations platform at teamops.aiadvisorlab.ai and the marketing site at aiadvisorlab.ai, you agree to be bound by these Terms of Service, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these terms, you must immediately stop using our services.
These Terms constitute a legally binding agreement between you and AI Advisor Lab. By clicking “I agree” or by accessing or using the Service after these Terms have been posted, you accept these Terms. You must accept these Terms each time you sign in.
2. Description of Services
AI Advisor Lab provides AI-powered advisory services utilizing Large Language Models (LLMs), including but not limited to:
- Custom AI Advisor Team Generation: Creation of specialized multi-persona AI advisory teams tailored to specific business use cases
- Multi-Expert Advisory Analysis: Simultaneous cross-domain expert analysis and strategic recommendations using AI-simulated advisor personas
- AI-Powered Business Consultation: AI-driven insights, market analysis, and decision-support for business strategy
- Document Analysis & Report Generation: AI-powered review, analysis, and generation of business documents, reports, and strategic deliverables
- Deep Research: AI-augmented research using external data sources and web search capabilities
3. Large Language Model (LLM) Technology Disclosure
Important: How Our AI Technology Works
AI Advisor Lab utilizes third-party Large Language Models (LLMs), including models provided by Anthropic (Claude), to generate all AI advisory outputs. By using our services, you acknowledge and understand the following inherent characteristics and limitations of LLM technology:
- AI Hallucinations: LLMs can generate plausible-sounding but factually incorrect, fabricated, or misleading information. This is a known and inherent limitation of the technology. All outputs must be independently verified.
- Training Data Limitations: AI models are trained on data with a knowledge cutoff date and may not reflect current events, recent legal or regulatory changes, current market conditions, or the latest scientific findings.
- No Understanding or Reasoning: LLMs generate text based on statistical patterns, not genuine understanding, reasoning, or professional judgment. AI personas are simulated roles, not real experts.
- Potential for Bias: AI outputs may reflect biases present in training data, including cultural, geographic, demographic, industry, or historical biases. Outputs should be evaluated critically.
- Non-Deterministic Outputs: The same prompt may produce different results on different occasions. Consistency of output is not guaranteed.
- Context Window Limitations: LLMs process information within fixed context windows. Complex analyses may be subject to information loss or incomplete consideration of all provided data.
- No Access to Real-Time Data: Unless explicitly using the Deep Research feature, AI outputs do not incorporate real-time data feeds, live market prices, current regulatory databases, or up-to-the-minute information.
- Third-Party Model Dependencies: Our services depend on third-party AI model providers. Changes to underlying models, API availability, or provider policies may affect service quality, consistency, and availability.
4. User Eligibility
To use our services, you must:
- Be at least 18 years old or have the legal capacity to enter into binding contracts in your jurisdiction
- Provide accurate, current, and complete registration information
- Use the services for lawful business purposes only
- Have the authority to bind your organization if using the services on behalf of a company or entity
- Accept and understand the limitations of AI-generated content as described in these Terms
5. Critical Professional Disclaimers
AI Advisor Lab Does Not Provide Professional Advice
5.1 NO FINANCIAL ADVICE
AI Advisor Lab is NOT a registered investment advisor, broker-dealer, financial planner, certified financial analyst, or securities dealer under any jurisdiction. Our AI-generated outputs do NOT constitute financial advice, investment recommendations, securities analysis, or financial planning guidance. You MUST consult a qualified, licensed financial professional (such as a Certified Financial Planner, Chartered Financial Analyst, or registered investment advisor) before making ANY investment decisions, financial plans, portfolio allocations, or financial transactions based on or informed by our AI outputs.
5.2 NO LEGAL ADVICE
AI Advisor Lab and its AI systems do NOT provide legal advice, legal opinions, legal interpretations, regulatory guidance, or legal representation of any kind. No attorney-client relationship, solicitor-client relationship, or any form of legal representation is created by your use of our services. AI-generated content regarding legal topics (including but not limited to compliance frameworks, regulations, contracts, intellectual property, or litigation strategy) is for general informational purposes only and may be inaccurate or outdated. You MUST consult a qualified, licensed attorney admitted to practice in the relevant jurisdiction for ANY legal matter.
5.3 NO MEDICAL OR HEALTHCARE ADVICE
AI Advisor Lab services are NEVER intended for medical diagnosis, treatment recommendations, clinical decisions, pharmaceutical guidance, mental health counseling, or any healthcare-related decisions. Our AI outputs must NEVER be used as a substitute for professional medical advice, diagnosis, or treatment. You MUST consult licensed medical professionals, physicians, or healthcare providers for ALL health-related matters. In case of a medical emergency, contact your local emergency services immediately.
5.4 NO TAX OR ACCOUNTING ADVICE
AI Advisor Lab does NOT provide tax advice, accounting services, or audit opinions. AI-generated financial analysis or tax-related commentary is for general informational purposes only. You MUST consult a qualified CPA, tax attorney, or licensed accountant for any tax planning, filing, or compliance matters.
5.5 NO ENGINEERING OR SAFETY-CRITICAL ADVICE
AI outputs must NOT be used for safety-critical applications, structural engineering, life-safety systems, medical device design, aviation, nuclear systems, autonomous vehicle control, or any application where failure could result in injury, death, or significant property damage. You MUST consult licensed professional engineers for any engineering or safety-critical decisions.
ALWAYS CONSULT YOUR QUALIFIED FINANCIAL ADVISOR, ATTORNEY, PHYSICIAN, OR OTHER LICENSED PROFESSIONAL BEFORE ACTING ON ANY AI-GENERATED OUTPUT
6. AI-Generated Content & Data Output Disclaimers
Regarding All Data Outputs, Reports, and Deliverables
All content generated by AI Advisor Lab — including but not limited to strategic analyses, business reports, market assessments, competitive intelligence, compliance reviews, executive summaries, document exports (PDF, DOCX, PPTX, XLSX, HTML, Markdown), and AI-powered research results — is subject to the following:
- For Informational Purposes Only: All outputs are provided for general informational and educational purposes. They do not constitute professional advice of any kind.
- No Guarantee of Accuracy: We make NO warranty, representation, or guarantee regarding the accuracy, completeness, reliability, timeliness, or suitability of any AI-generated content. Outputs may contain errors, omissions, outdated information, or fabricated data.
- User Verification Required: You are solely and exclusively responsible for independently verifying, validating, fact-checking, and confirming all AI-generated content before relying on it, sharing it, or making any decision based on it.
- AI Personas Are Simulated: The “expert advisors” or “persona teams” are AI-simulated roles generated by language models. They are not real people, do not hold real credentials, and do not possess actual expertise, judgment, or professional qualifications.
- No Fiduciary Duty: AI Advisor Lab does not owe you a fiduciary duty. No fiduciary, advisory, or trust relationship is created by your use of our services.
- Outputs May Contain Bias: AI-generated analyses may reflect biases in training data, including industry biases, geographic biases, survivorship bias, confirmation bias, or cultural perspectives that may not apply to your specific situation.
- Statistical and Numerical Data: Any statistics, financial figures, market data, projections, forecasts, or numerical analyses in AI outputs may be estimated, interpolated, or fabricated by the AI model and should NEVER be relied upon without independent verification from authoritative primary sources.
- Citations and References: AI-generated citations, references, URLs, case law citations, regulatory references, or source attributions may be fabricated or inaccurate. All references must be independently verified.
- Competitive and Market Analysis: AI-generated competitive intelligence, market sizing, industry analysis, or company-specific information may be inaccurate, outdated, or entirely fabricated. Do not make business decisions based solely on AI-generated market intelligence.
- Decision Liability: You assume full and sole responsibility and liability for all decisions made, actions taken, or strategies implemented based on AI-generated content.
7. Service Scope and Limitations
7.1 What We Provide: AI-generated strategic analysis and recommendations; custom AI Advisor team configurations; AI-powered business intelligence and market insights; document review, analysis, and report generation services; deep research capabilities using web search.
7.2 What We Do NOT Provide: Professional advice in any regulated field; real-time financial data or trading signals; legal opinions or regulatory compliance certification; medical diagnoses or treatment plans; guaranteed or warranted accuracy of any output; human expert review or validation of AI outputs (unless separately contracted).
7.3 Service Availability: Services are provided “as-is” and “as available.” We do not guarantee uninterrupted, error-free, or continuous service availability. Service may be subject to scheduled maintenance, API provider outages, or technical limitations.
8. Data Privacy, Processing & Security
8.1 Data Processing: We process your data in accordance with our Privacy Policy available at aiadvisorlab.ai/privacy-policy.
8.2 Third-Party AI Processing: Your inputs (prompts, documents, queries) are sent to third-party AI model providers (including Anthropic) for processing. These providers have their own data handling policies. We recommend reviewing their terms of service and privacy policies.
8.3 Data Retention: Conversation histories, generated reports, and uploaded documents are stored in encrypted cloud infrastructure (AWS) and retained for service delivery. You may request deletion of your data by contacting info@aiadvisorlab.ai.
8.4 Confidential Information: Do NOT submit highly sensitive information including trade secrets, personally identifiable information of third parties, protected health information (PHI), classified or controlled information, or data subject to attorney-client privilege unless you understand and accept the risks of AI processing.
8.5 Security Measures: We implement industry-standard security measures including encryption in transit (TLS) and at rest (AES-256), tenant isolation, and access controls. However, no system is completely secure, and we cannot guarantee absolute security.
8.6 GDPR & CCPA: EU users have rights under GDPR including access, rectification, erasure, and portability. California residents have rights under CCPA. Contact info@aiadvisorlab.ai to exercise these rights.
9. User Responsibilities
You agree to:
- Provide truthful and accurate information
- Use services only for legitimate, lawful business purposes
- Independently verify all AI-generated outputs before relying on them
- Consult appropriate licensed professionals before making decisions in regulated domains
- Protect your account credentials and notify us of unauthorized access
- Respect our intellectual property rights and those of third parties
- Not misrepresent AI-generated content as human-authored professional advice
- Comply with all applicable laws and regulations in your jurisdiction
10. Prohibited Uses
You may NOT use our services to:
- Generate content that violates any applicable laws or regulations
- Create misleading or fraudulent business advice or present AI outputs as certified professional advice
- Make safety-critical, life-threatening, or emergency decisions
- Harm, harass, or discriminate against individuals or groups
- Violate intellectual property rights of third parties
- Attempt to reverse-engineer, extract, or replicate our AI models, algorithms, or proprietary systems
- Use for automated scraping, systematic data extraction, or competitive intelligence gathering against AI Advisor Lab
- Generate content promoting illegal activities, violence, or hate speech
- Circumvent usage limits, authentication controls, or security measures
11. Intellectual Property Rights
11.1 Our Intellectual Property: Our proprietary AI models, algorithms, advisory analysis methodology, platform architecture, patent-pending systems, website content, design, and branding are protected by copyright, patent, and trade secret law and remain our exclusive property.
11.2 Your Content: You retain ownership of content you provide to us. You grant us a non-exclusive, worldwide license to use your content solely to provide and improve our services.
11.3 AI-Generated Output: AI-generated outputs are provided for your use under your subscription terms. You may use outputs for your internal business purposes. However, AI outputs may not be unique to you and similar outputs may be generated for other users.
12. Payment Terms
Pricing: Service pricing is displayed on our website and marketplace. Prices are subject to change with notice. Prices are exclusive of applicable taxes unless stated otherwise.
Payment: Payment is processed securely via Stripe. Payment is due according to the selected service plan. Failed payments may result in service suspension.
Refunds: Refunds are available within 14 days of initial service delivery. Custom work and completed analysis are generally non-refundable. Contact info@aiadvisorlab.ai for refund requests.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
- AI Advisor Lab’s total aggregate liability shall not exceed the amount you paid for services in the 12 months preceding the claim, or $100, whichever is greater.
- We are NOT liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, or goodwill.
- We are NOT liable for any damages arising from reliance on AI-generated content, including but not limited to financial losses from investment decisions, legal consequences from compliance actions, health outcomes from health-related information, or business losses from strategic decisions.
- We do not warrant uninterrupted, error-free, or virus-free service.
- You use our services entirely at your own risk and discretion.
14. Indemnification
You agree to indemnify, defend, and hold harmless AI Advisor Lab, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from: your use of our services; your reliance on AI-generated content; your violation of these Terms; your violation of applicable laws or regulations; or content you provide that violates third-party rights.
15. Termination
By You: You may terminate your account at any time by contacting info@aiadvisorlab.ai. Upon termination, your access will be revoked and your data will be deleted within 30 days unless legally required to retain it.
By Us: We may terminate or suspend your access immediately, without notice, if you violate these Terms, fail to pay fees when due, use services in a way that harms our business or other users, or engage in fraudulent or illegal activities.
16. Governing Law and Dispute Resolution
Governing Law: These Terms are governed by the laws of the State of Nevada, United States, without regard to conflict of laws principles.
Dispute Resolution: Any disputes shall first be attempted to be resolved informally by contacting info@aiadvisorlab.ai. If informal resolution fails, disputes will be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules.
Class Action Waiver: You agree to resolve disputes individually and waive any right to participate in class action lawsuits or class-wide arbitration.
Jurisdiction: For matters not subject to arbitration, courts of Clark County, Nevada have exclusive jurisdiction.
17. Changes to Terms
We reserve the right to modify these Terms at any time. Material changes will be communicated via email or prominent notice on our website at least 30 days before taking effect. Your continued use of our services after changes constitutes acceptance of the updated Terms. If you do not agree to updated Terms, you must stop using the services.
18. Contact Information
AI Advisor Lab™
Email: info@aiadvisorlab.ai
Website: https://aiadvisorlab.ai
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